Federal loan programs vary from one program to the next, and come with a number of student rights as well as many responsibilities. To ensure you understand your loan obligations, federal rules require you to participate in two counseling sessions regarding loans.

Entrance Counseling

Entrance Counseling is required before you receive your first Stafford or Grad PLUS loan at OCOM. In your Entrance Counseling session, you will learn about the types of loans that are available, the terms and conditions for the loans, and your responsibilities related to the loans. This information is provided to ensure you fully understand your loan obligation before you are committed to receiving the loan funds.To complete you Entrance Counseling, click the link below. 

www.studentloans.gov

Exit Counseling

Exit Counseling is required before you graduate or otherwise leave OCOM. In your Exit Counseling session, you will prepare for repaying your student loans and consider debt management strategies. This information is provided to ensure you understand your repayment options and prepares you for the payments that will be required on your loans.To complete your Exit Counseling, click the link below.

www.studentloans.gov